Ios288 b4605187 3dca 4f09 b855 e181fe13637f
Tomasz Kuchar

Mortgage Loan Officer

NMLS#: #188484

Bethpage Federal Credit Union | NMLS #449104
899 S. Oyster Bay Road | Bethpage, NY 11714

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Ios288 b4605187 3dca 4f09 b855 e181fe13637f
Tomasz Kuchar

Mortgage Loan Officer

NMLS#: #188484

Bethpage Federal Credit Union | NMLS #449104
899 S. Oyster Bay Road | Bethpage, NY 11714

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Rates Disclosure

Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend.  Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.

Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment).  Discount point have varied and can be found on www.freddiemac.com.  These mortgage averages are for loans in 1st Lien Position.  The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.

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Tomasz Kuchar has enjoyed over 12 years of mortgage industry experience and has found that focusing on customer satisfaction makes for the best mortgage experience. Communication and attention to details are his highest priorities. He truly enjoys helping members getting their mortgage. Fluent in Polish, he is also committed to helping those in the Polish community achieve their homeowner needs as well.
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You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your mortgage consultant.

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Ios288 b4605187 3dca 4f09 b855 e181fe13637f
Tomasz Kuchar

Mortgage Loan Officer

NMLS#: #188484

Bethpage Federal Credit Union | NMLS #449104
899 S. Oyster Bay Road | Bethpage, NY 11714

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Ios288 b4605187 3dca 4f09 b855 e181fe13637f
Tomasz Kuchar

Mortgage Loan Officer

NMLS#: #188484

Bethpage Federal Credit Union | NMLS #449104
899 S. Oyster Bay Road | Bethpage, NY 11714

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Tomasz Kuchar

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